Please read this information carefully.

Welcome to this website provided by Blue Cross & Blue Shield of Mississippi. By using this website or any website owned and maintained by Blue Cross & Blue Shield of Mississippi, you agree to abide by the following Terms and Conditions of Use. If you disagree with the Terms and Conditions of Use, you are instructed not to use this website.

We respect the privacy of our online visitors, and we do not rent, sell, or share any personally-identifiable information you provide, without your consent. If you fill out certain online forms, we will send e-mails to the e-mail address you supply as a part of normal business communications.

Ownership of this website and limited user rights

The contents of the website, including, but not limited to, the text, images, layout and code, are protected by copyright, trademark and other intellectual property laws. Blue Cross & Blue Shield of Mississippi owns this website. A website visitor may not modify, copy, distribute, broadcast, transmit, reproduce, publish, mirror, frame, license, transfer, sell or otherwise use any information or material on this website. Blue Cross & Blue Shield of Mississippi authorizes you to view and download material on the website solely for your own use. You will not use this website in violation of any laws, including without limitation, those pertaining to the fraud and abuse or anti-kickback provisions of the federal Medicare and Medicaid laws and HIPAA Privacy and Security laws. Any advertisements, links with other websites, co-hosts or references to third parties are not endorsements of such third parties' products or services and are not intended to result in any referrals or compensation to you or Blue Cross & Blue Shield of Mississippi.

No personal healthcare advice or other advice is on this website

THE INFORMATION ON THIS WEBSITE IS NOT DESIGNED TO REPLACE HEALTHCARE OR MEDICAL ADVICE FROM A HEALTHCARE PROFESSIONAL. ALL QUESTIONS ABOUT INDIVIDUAL HEALTHCARE AND TREATMENT SHOULD BE REFERRED TO YOUR HEALTHCARE PROVIDER.

Please note that once you leave this website, either by using a link we have provided for your convenience or by specifying your own destination, Blue Cross & Blue Shield of Mississippi accepts no responsibility for the content, products and/or services provided at these non-Blue Cross & Blue Shield of Mississippi locations. Blue Cross & Blue Shield of Mississippi does not control, endorse, promote or have any affiliation with any other website unless expressly stated herein.

Some areas of our website may provide links to other external sites that we don't own, control or influence. We reference sites that we think might be useful or of interest to you, but we are not responsible for the content or privacy practices used by other site owners. Information contained in the external sites is not endorsed by Blue Cross & Blue Shield of Mississippi. Please review the terms and conditions and the privacy policies of any third-party website your visit.

No Legal Advice.

Nothing contained, expressed, or implied in this website is intended as, nor shall be construed or understood as, legal advice, guidance, or interpretation. No attorney-client relationship is established between Blue Cross & Blue Shield of Mississippi and you by reason of your use of this website or under any circumstances whatever. The information in this Website is for general information purposes only. If you have questions about any law, statute, regulation, or requirement expressly or implicitly referenced in this Website, you should contact your own legal counsel.

Disclaimers -- limits of our responsibility

Use of this website is entirely at your own risk. Information contained on this website is furnished free of charge and for informational purposes only. Although Blue Cross & Blue Shield of Mississippi has made every effort to ensure that the contents of this website are correct and complete, Blue Cross & Blue Shield of Mississippi cannot be held responsible for the accuracy of the information contained herein. Information may be changed or updated without notice. Blue Cross & Blue Shield of Mississippi has no obligation to update information presented on this website, so information herein may be out of date at any given time. Blue Cross & Blue Shield of Mississippi may also make improvements and/or changes in the products and/or programs described in this information at any given time without notice.

Because conditions of use are outside our control, Blue Cross & Blue Shield of Mississippi makes no warranties, express or implied, and assumes no liability in connection with any use of information on this website. In no event will Blue Cross & Blue Shield of Mississippi be liable to any party for any direct, indirect, special or other consequential damages arising out of any use of this website, or another hyper-linked website, including, without limitation, any lost profits, business interruption loss of programs or data on your equipment, or otherwise, even if we are expressly advised of the possibility or likelihood of such damages.

We collect information on computer access, website use and what you supply

Our web servers automatically collect your domain name, the IP address of the web page from which you enter our website, the pages you visit on our website and the amount of time you spend here. This information may be used by Blue Cross & Blue Shield of Mississippi to make improvements to our website to better serve our customers. We do not collect any information that can reveal your personal identity unless you voluntarily provide it, such as requesting a specific response from us or entering a username and password to view a secure portion of the website. We do not knowingly collect or use information from children under 13 without the consent of a parent or guardian.

When you visit our website, we may place a cookie on your computer that will allow us to customize your experience. A cookie is an element of data that our website sends to your computer and is stored on your hard drive so that we may better serve you. Our cookies will not be used to track your activity on any other websites or to send spam.

Products are available to Mississippi residents

Blue Cross & Blue Shield of Mississippi products are available only in Mississippi. If you live outside of Mississippi, please call your local Blue Cross and Blue Shield Plan office for availability of coverage in your state. More information about coverage in other states is available at the Blue Cross and Blue Shield Association website at http://www.bcbs.com/.

Blue Cross & Blue Shield of Mississippi, A Mutual Insurance Company, is an independent licensee of the Blue Cross and Blue Shield Association.

Use of the Internet

Use of the Internet is solely at your own risk and is subject to all applicable state, national and international laws and regulations. Neither Blue Cross & Blue Shield of Mississippi nor its affiliates will be liable for any loss resulting from a cause which they do not have direct control, including but not limited to failure of electronic or mechanical equipment or communication lines, telephone or other interconnect problems, computer viruses, unauthorized access, theft, operator errors, severe weather, earthquakes, natural disasters, strikes or other labor problems, wars or governmental restrictions.

Governing Law and Jurisdiction.

These Terms and Conditions will be governed by and construed in accordance with the laws of the State of Mississippi, without reference to its choice of law rules. By accessing, viewing, or using the material on the website, you consent to the jurisdiction of the federal and state courts presiding in Flowood, Mississippi, and agree to accept service of process by mail and hereby waive any and all jurisdictional and venue defenses otherwise available. This website is controlled and operated by Blue Cross & Blue Shield of Mississippi from its offices within the United States. Blue Cross & Blue Shield of Mississippi makes no representation that materials in the website are appropriate or available for use in other locations, and access to them from territories where their consents are illegal is prohibited. Those who choose to access this website from other locations do so at their own volition and are responsible for compliance with applicable local laws.

These Terms and Conditions constitute the entire agreement between you and Blue Cross & Blue Shield of Mississippi with respect to your use of the website. If any part of these Terms and Conditions is held to be invalid or unenforceable of any reason, the remaining parts will remain in full force and effect. You acknowledge that, in providing you access to and use of the website, Blue Cross & Blue Shield of Mississippi has relied on your agreement to be legally bound by these Terms and Conditions. Blue Cross & Blue Shield of Mississippi reserves the right to amend or revise these Terms and Conditions at any time by posting such amended Terms and Conditions on the website.